Medigap Plans
Medigap Plans That Put You First: Honest, Hands-On Help from MediHealth Options
Choosing the right Medigap plans can feel overwhelming—but at MediHealth Options, we make it simple, transparent, and tailored to you. Our mission is to help you fill the gaps in Original Medicare with confidence, clarity, and ongoing support. Whether you're newly eligible or reviewing your current plan, we guide you every step of the way—so you can enjoy more predictable healthcare costs, flexible provider options, and peace of mind.
Medicare leaves behind out-of-pocket costs like copayments, coinsurance, and deductibles. That’s where Medigap plans (also called Medicare Supplement plans) step in—and where we step up, making sure you never navigate it alone.
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What You Get With Our Medigap Plans Support
When you turn to MediHealth Options for guidance on Medigap plans, you don’t just get a quote or comparison chart—you get real, person-first help designed around your health, lifestyle, and budget.
We help you:
- Understand what each Medigap plan (Plan G, Plan N, etc.) covers
- Compare plan options from top-rated carriers
- Choose a plan that fits your current and future healthcare needs
- Navigate eligibility requirements with no pressure or confusion
- Enroll with step-by-step assistance from a licensed advisor
Best of all, our guidance is free, unbiased, and always focused on what’s best for you—not what earns us a commission. You’ll never feel rushed, pressured, or left in the dark.
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Why Our Clients Choose Medigap Plans—and Why They Choose Us
Original Medicare (Part A and Part B) offers essential coverage—but leaves gaps that can add up quickly. Medigap plans help bridge those gaps so you can stop worrying about unexpected medical bills and focus on your health.
Here’s why our clients choose Medigap plans through MediHealth Options:
- More Predictable Costs
Eliminate surprise medical bills by covering deductibles, copays, and coinsurance that Medicare doesn’t pay. - Freedom to Choose Any Medicare Doctor Nationwide
There are no networks. You can see any doctor or specialist who accepts Medicare—ideal for snowbirds, frequent travelers, or anyone who wants freedom of care. - Lifetime Renewable Coverage
Once you're enrolled, your Medigap plan can't be canceled due to health issues—as long as you pay your premiums. - Clear, Personalized Guidance from Day One
With over 15 years of experience, we walk beside you—not just at enrollment but throughout your Medicare journey.
We’re not just here to help you pick a plan. We’re here to help you live better with it.
What Is the Most Popular Medigap Plan?
Right now, Medigap Plan G is the most popular Medigap plan for those newly eligible for Medicare. It offers robust coverage—taking care of nearly all out-of-pocket costs except the Medicare Part B deductible.
However, Medigap Plan F remains widely used by those who became eligible before January 1, 2020. That’s because Plan F covers everything, including the Part B deductible.
At MediHealth Options, we help you compare both Plan G, Plan N, and others based on your eligibility, health needs, and budget—so you choose the best plan for you, not just the most popular one.
Is Medigap Really Worth It?
Medigap plans are worth it for anyone who wants peace of mind and protection from unexpected medical costs. They’re especially valuable if you:
- Visit doctors frequently or expect high healthcare usage
- Want to avoid restrictive provider networks
- Prefer paying a consistent monthly premium instead of unpredictable bills
- Travel often and need nationwide flexibility
- Want to keep Original Medicare but enhance its protection
That said, the value of Medigap depends on your financial situation and healthcare needs. If you’d prefer a plan with built-in extras like dental or vision—and are okay with networks—a Medicare Advantage plan may be a better fit.
That’s why we take time to understand your full picture before recommending anything.
Who Benefits Most from Medigap Plans?
Medigap plans are ideal for individuals who:
- Want to stay with Original Medicare but reduce their out-of-pocket risk
- Are managing chronic conditions or anticipate needing frequent medical care
- Live in multiple states throughout the year or travel often
- Prefer to see specialists without needing referrals
- Value long-term cost predictability and freedom of provider choice
If that sounds like you—or someone you care for—we’re here to help you evaluate your options with zero pressure.
How You Keep Benefiting Even After You Enroll
The value of working with MediHealth Options doesn’t stop at enrollment. Once you’re on a Medigap plan, we continue to support you:
- We’ll review your coverage every year to make sure it still fits
- If your health or finances change, we’ll explore new options with you
- We keep you informed about changes to Medicare and plan updates
- You get access to a real person—not a call center—anytime you need help
Our job isn’t finished once you pick a plan. We stay in your corner for the long haul.
What Makes MediHealth Options Different?
With MediHealth Options, you’re not just a policy number—you’re a person. That’s why over 3,000 clients across the U.S. trust us with their Medicare decisions.
We offer:
- Decades of proven Medicare expertise
- Unbiased recommendations from licensed advisors
- A compassionate, no-pressure approach
- Ongoing guidance—not just enrollment help
And unlike some services that push one-size-fits-all solutions, we tailor everything to your unique health, lifestyle, and financial needs. At MediHealth Options, it’s never about the plan. It’s about you.
Frequently Asked Questions About Medigap Plans
What do Medigap plans cover?
Medigap plans cover the out-of-pocket costs that Original Medicare doesn't pay, including coinsurance, copayments, and deductibles—depending on the plan. They do not include prescription drug coverage, dental, vision, or long-term care. Each standardized plan (like Plan G or Plan N) offers a different level of coverage, but all work in conjunction with Original Medicare to reduce your personal costs.
How do I know if I’m eligible for a Medigap plan?
You’re generally eligible for a Medigap plan if you’re enrolled in both Medicare Part A and Part B and live in the plan’s service area. The best time to enroll is during your Medigap Open Enrollment Period, which starts the month you're 65 or older and enrolled in Part B. During this time, you have guaranteed issue rights, meaning you can’t be denied coverage due to health conditions.
Can I switch Medigap plans later if my needs change?
Yes, but you may be subject to medical underwriting outside your initial enrollment window. This means the insurance company can ask health questions and potentially deny coverage or charge higher premiums. That’s why we carefully help you choose the right plan the first time—and provide support if you need to make a change later.
What’s the difference between Medigap and Medicare Advantage?
Medigap supplements your Original Medicare by covering the costs Medicare doesn’t. Medicare Advantage, on the other hand, replaces Original Medicare with a private plan that often includes networks, referrals, and bundled extras like drug coverage. Medigap offers flexibility and predictable costs, while Medicare Advantage may offer lower premiums but with more restrictions. We’ll help you weigh both based on what matters most to you.
Do I need a Medigap plan if I already have Medicare Part A and B?
If you want to reduce your out-of-pocket expenses, then yes, a Medigap plan is often the best way to protect yourself financially. Part A and B alone leave you exposed to deductibles, copays, and coinsurance with no limit on what you might owe in a year. A Medigap plan can fill those gaps and give you peace of mind.
Ready to Take the Next Step?
Let’s find the right Medigap plan for you—one that fits your health needs, your budget, and your life. Book your free consultation today or call us at 321-236-3348.
MediHealth Options
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What Our Customers Are Saying About Us
I am really happy with the services Mark provided in navigating Medicare as my mom was turning 65. He did a did a home visit and reviewed all the Medicare Supplemental Plans available in this area for her to consider. I know that Mark gave her unbiased options, as he offers all the plans available in our area, so we were able to choose the best plan for her. I highly recommend MediHealth Options! Thank you Mark, for being so professional and courteous.
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